How much money will you fund me?

We will fund you over 100% of your average Visa and Mastercard sales over a 6 month average.

Do you check my credit?

Yes, we check the credit for all the principal owners of the business, however approval is not entirely based on credit score.  We look at a variety of factors when funding money to merchants, and there is no specific credit score required.

How much do you hold back to pay back the money I borrow?

We will hold back either 20% or 25% of your future daily receivables – it’s up to you!  We will customize an approval to show you up to 8 different funding options based on your needs.

What can I do with the money?

It’s up to you – payroll, expansion, improvements, advertising, taxes, merchandise – it’s your choice! 

What about my current processing?

Your current processing will be transferred over to our parent company, North American Bancard – one of the largest credit card processing companies in the country.

What about my processing rate?

We guarantee to match or beat your current processing rate every time we fund a merchant advance.

You offer a FREE machine, too?

That’s right!  Upgrade your equipment absolutely FREE.  Get up to 6 different choices for a new merchant machine.

What is your fee?

We charge a fee based upon the money we fund you.  The fee is directly tied to how much is advanced to you.  It doesn’t matter what credit criteria you fall in – the fee is the same.

How long does the process take?

Approval is within 24 hours, and most fundings take place within 7-10 days.

Can I renew?

Of course.  After the first amount is paid back, we offer a renew at that time.  Quick, easy, secure, and professional.